Orbital - 2025 Release Notes

Universal Wallet Address for Rapid Deposit – Rapid Deposit now supports cross-chain and cross-currency payments through a single dedicated wallet address for multiple cryptocurrencies (USDT, USDC, ETH) across supported networks including Ethereum, BNB Smart Chain, and Polygon. For instance, if a user sends USDC(BNB) instead of USDT(ETH), the payment will still be processed. See Universal Wallet Address.
Stablecoin Payment Filter for Hosted Payment Page (HPP) – Merchants using the Hosted Payment Page can now restrict displayed deposit options to stablecoins only by adding currencyFilter: "stablecoin" in the Generate HPP Deposit Link API request. This update simplifies the checkout experience for merchants that accept only USDT or USDC deposits. See Generate Deposit Link (HPP).
Verification of Payee for EUR Beneficiaries – Adds beneficiary-name verification for EUR payouts across the SEPA region, improving security and protecting users from authorised-push-payment scams.

Hosted Payment Page (HPP) Design Update – The Hosted Payment Page has been refreshed with an improved layout, full mobile responsiveness and updated Orbital branding. Updates include clearer currency and network selection, a short confirmation screen on load to build user trust, and a reminder banner to confirm the correct network before payment.
Payment Link Page Refresh – Receive-by-Link payment pages have been redesigned with a new responsive layout, clearer currency selection, and updated branding. These enhancements provide a smoother and more mobile-friendly checkout experience for payers.

Travel Rule Compliance for Crypto and Stablecoin Transfers – A mandatory Travel Rule requirements for all crypto and stablecoin pay-ins and payouts has been implemented. Inbound and outbound transactions now require additional counterparty information, which can be provided through all current transaction initiation channels (Merchant API or Client Portal). See Travel Rule Compliance.

SEPA Payments for Treasury Solutions – Treasury Solutions clients can now send and receive EUR payments through SEPA Credit Transfer and SEPA Instant schemes. Each account is issued with a unique virtual IBAN from Pay Perform Gibraltar Limited, enabling real-time settlements across SEPA countries. The first phase includes pay-in, payout and exchange functions, with additional features to follow.
Binance Pay: Payer Verification – Introduces KYC verification for Binance Pay users to confirm payer and receiver identity before payment processing. See Validate Payer and Validate Receiver
Crypto Payouts for Businesses (Merchant API) – Merchants can now send crypto payouts to verified business recipients using the Merchant API. This update extends payout functionality beyond individual users, enabling corporate disbursements in supported digital assets. See Create Crypto Payout.

User Access Management (V2) – This update enables Super Admins and Admins to assign product-level access when creating or editing users. This ensures that users within your organisation have access only to the products relevant to their role. See How to Add a New User

Cross-Chain Payment Support (EVM Networks) – The Rapid Deposit API now supports cross-chain USDT and USDC deposits on Ethereum, BNB Smart Chain, and Polygon. Deposits sent on any supported network are automatically recognised and processed instead of being refunded. However, if a user sends a different currency (for example, USDC instead of USDT), the payment will not be processed.